Welcome to Farmers State Bank
Farmers State Bank was originally established in 1922 in Clarita, Oklahoma, as a locally owned, rural community Bank. It was later moved to Allen in 1927, and our status as an
independently owned and operated community bank has been maintained for almost a century. It is in that atmosphere that we strive to serve you, our neighbors and friends, with complete and up-to-date banking products.
We are excited to add our internet banking service to complete your banking needs. Farmers State Bank has a full line of loan and deposit products to assist you. We offer commercial, agricultural, real estate and consumer loans at competitive interest rates and a variety of payment terms. We also have an assortment of deposit accounts to fit your particular needs.
Here at Farmers State Bank we know that you have many choices when it comes
to financial institutions. We strive to be your best financial partner. Our twelve Bank employees have a combined total of over 200 years experience in banking. We are committed to putting that experience to work for you.
We are very proud of our customer service and believe that our customers are part of the Farmers State Bank family. We invite you to contact one of our friendly employees to assist you.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC
COVERAGE FOR NONINTEREST BEARING TRANSACTION
By operation of the federal law, beginning
January 1, 2013 funds deposited in a noninterest-bearing transaction
account (including an Interest on Lawyer Trust Account) no longer
will receive unlimited deposit insurance coverage by the Federal
Deposit Insurance Corporation (FDIC). Beginning January 1,
2013 all of a depositor's accounts at an insured depository
institution, including all noninterest-bearing transaction accounts
will be insured by the FDIC up to the standard maximum deposit
insurance amount ($250,000), for each deposi insurance ownership
“noninterest-bearing transaction account” includes a traditional
checking account or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest
on Lawyers Trust Accounts ("IOLTAs"). It does not include other
accounts, such as traditional checking or demand deposit accounts
that may earn interest, NOW accounts and money-market deposit
For more information about temporary FDIC insurance coverage of
transaction accounts, visit
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